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Which Children Are Uninsured And How Can We Insure Them?



September 3rd, 2010
by Chris Fleming

At the beginning of this year, the U.S. Department of Health and Human Services (HHS) launched an initiative called Connecting Kids to Coverage, designed to identify (and subsequently enroll) the nearly five million uninsured children thought to be eligible for Medicaid or the Children’s Health Insurance Program (CHIP). In the past it had been difficult to produce accurate estimates on the number of uninsured children in each state. However, the authors of a paper released today by Health Affairs succeeded by creating a new model, using data from the American Community Survey, an annual sample of some 700,000 children nationwide collected by the U.S. Census Bureau. This technique enabled the Urban Institute’s Genevieve Kenney and coauthors to produce meaningful national and state estimates of Medicaid/CHIP participation rates, which ranged from 55 percent to 95 percent enrollment, with ten states having participation rates close to or above 90 percent.

Today, Health Affairs also released a commentary by HHS Secretary Kathleen Sebelius discussing efforts to increase health coverage among children. 

The estimates by Kenney and coauthors are derived from the 2008 American Community Survey, and focus on children eighteen and younger in the civilian noninstitutionalized population. The authors found some 7.3 million uninsured children on an average day in 2008, of whom 4.7 million (64 percent) were eligible for Medicaid or CHIP but not enrolled. Some 61 percent of the uninsured children lived in ten populous states, with California, Texas, and Florida accounting for 38.6 percent of those children. Additionally, the authors report variations across ethnic subgroups, and found that children ages 0-5 had a 10 percent higher participation rate than those ages 13-18. The authors note that their analysis pertains to 2008, the year before the program’s reenactment and also before the economic recession set in.

“These estimates indicate that outreach efforts and policy reforms aimed at improving eligibility, enrollment, and retention processes will need to reach children of different ages, incomes, races, ethnic groups, and primary language, given the diversity of the remaining eligible uninsured population,” Kenney and her colleagues conclude. Future research, they say, would be helpful in assessing the extent to which state population characteristics as well as specific state policies regarding Medicaid/CHIP eligibility for children and their families explain variations in participation rates across states.

Secretary Sebelius’s Commentary

In the second article released by Health Affairs today, Secretary Sebelius outlines measures that HHS, other federal agencies, and states are implementing to enroll five million uninsured children in Medicaid/CHIP. She also cites existing state and community efforts to enroll more children and the steps that state and local governments as well as the private sector can take to expand outreach efforts, increase enrollment, and keep eligible children covered.

While Secretary Sebelius points out that the Affordable Care Act is expected to enroll thirty-two million additional Americans by 2019, she states that children eligible for Medicaid and CHIP can be enrolled immediately. Connecting Kids to Coverage will provide incentives to groups ranging from other federal agencies to community-based health centers and Indian tribes, in order to find and enroll these five million children eligible for Medicaid or CHIP coverage under existing program rules.

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1 Response to “Which Children Are Uninsured And How Can We Insure Them?”

  1. dkberry Says:

    Would be equally of value to figure out where the access capacity will come from to treat them.

    As long as focus remains on funding programs with reimbursement rates at half the market rate … which have already maxed out the provider system capacity to absorb … patients will continue to have limited access to regular health care services. Just ask Massachusetts.

    What’s funny is that the U.S. government overpays contracted products and services in every other industry … so B2G is substantially better business than B2B or B2C programs. There never is a shortage of entities wanting that government business. Public program reimbursement for health care services … not so much.

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