Tag Archives: individual market

Getting Risk Adjustment Right Is Key Under Any Individual Market Scenario

If insurers are unable to forecast their overall cost exposure under a risk-adjustment regimen, they might limit their offerings, raise premiums to create a margin of financial protection, or avoid the market entirely.

September 6, 2017

Insurance Commissioners And The Feds: Time For Some Relationship Counseling?

The ACA exchanges have proved to be a problem child and the federal government has not been the most reliable spouse and parent recently.

September 1, 2017

Are Short-Term Limited Duration Plans Bad For The Individual Market?

Those who are better-served by a fully competitive and actuarially priced option ought to have the freedom to benefit from it.

August 31, 2017

Making The Exchanges More Competitive By Bringing Medicare Into The Fold

There is a better approach to bring more insurers into the individual market: allow Medicare to enter the market in counties where fewer than three health insurers participate on the exchange.

August 9, 2017

Supporting The Individual Health Insurance Market

The current market status can be traced back to a series of regulatory and implementation failures that served to undermine the market. A set of regulatory and legislative changes, alongside the assurance of operational and regulatory certainty for issuers, could put it back on track.

August 7, 2017